100% online account accessible anytime, anywhere

Spend & Send GLOBAL CURRENCIES
Manage international transactions seamlessly with Paayco’s multi-currency wallet—ideal for businesses and individuals handling global payments.


Send & Receive Money in Multiple Currencies
Paayco offers a simple solution to create recurring or one-time payments.
Hold & Manage Multiple Currencies
Hold & Manage Multiple Currencies
Seamless International Payments
Seamless International Payments
Automatic Currency Conversion
Automatic Currency Conversion
Real-Time Balance Overview
Real-Time Balance Overview

Choose from over 20+ currencies
Easily send, receive, and hold funds in over 20 currencies, giving you the flexibility to transact globally without unnecessary conversion fees.
Manage your account from one platform
Easily send, receive, and hold funds in over 20 currencies, giving you the flexibility to transact globally without unnecessary conversion fees.


All your tools Centralized
Manage all the finances of your business from one place.
Billing tool
Preparation for simplified accounting
Local sort code and international IBAN
Customer service based in UK, available 7 days a week
Explore other ways to accept payments
Discover flexible payment solutions tailored to your business needs.

Integrate with your business
- Automated multi-currency payments - Connect your business systems to Paayco with our API.
- Global invoicing support - Generate invoices in multiple currencies.
- Instant currency conversion for businesses - Automatically convert payments in real time.
Reach the world with Paayco
Explore the countries you can send money to with Paayco.
Your money is always safeguarded
PCI DSS, SOC 2 and ISO 27001 certified
Our organization has achieved compliance with both the Payment Card Industry Data Security Standard (PCI DSS) - specifically focused on protecting credit card data - and the International Organization for Standardization (ISO) 27001 standard.
Protected by Top Financial Institutions
We securely store your money with reputable financial institutions, keeping it separate from our own accounts, and it remains inaccessible to our partners during the normal course of business.
FINANCIAL SERVICES COMPENSATION SCHEME
The Financial Services Compensation Scheme (FSCS) is the UK's statutory compensation scheme for customers of UK authorised financial services firms and protects up to £85,000 per person, per financial institution.
PURPOSE OF SAFEGUARDED ACCOUNT
Safeguarding is used by Payment Institutions and E-Money Issuers to protect funds it holds in-trust for the beneficial use of underlying users in the event they were to go into liquidation. It ensures that the funds can only be used to complete the payment as instructed or, should that prove to be impossible, the funds are returned to the original payer.