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Spend & Send GLOBAL CURRENCIES

Manage international transactions seamlessly with Paayco’s multi-currency wallet—ideal for businesses and individuals handling global payments.

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Send & Receive Money in Multiple Currencies

Paayco offers a simple solution to create recurring or one-time payments.

Hold & Manage Multiple Currencies

Hold & Manage Multiple Currencies

Seamless International Payments

Seamless International Payments

Automatic Currency Conversion

Automatic Currency Conversion

Real-Time Balance Overview

Real-Time Balance Overview

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Choose from over 20+ currencies

Easily send, receive, and hold funds in over 20 currencies, giving you the flexibility to transact globally without unnecessary conversion fees.

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Manage your account from one platform

Easily send, receive, and hold funds in over 20 currencies, giving you the flexibility to transact globally without unnecessary conversion fees.

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All your tools Centralized

Manage all the finances of your business from one place.

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100% online account accessible anytime, anywhere

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Billing tool

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Preparation for simplified accounting

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Local sort code and international IBAN

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Customer service based in UK, available 7 days a week

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Explore other ways to accept payments

Discover flexible payment solutions tailored to your business needs.

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Integrate with your business

  • Automated multi-currency payments - Connect your business systems to Paayco with our API.
  • Global invoicing support - Generate invoices in multiple currencies.
  • Instant currency conversion for businesses - Automatically convert payments in real time.
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Your money is always safeguarded

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PCI DSS, SOC 2 and ISO 27001 certified

Our organization has achieved compliance with both the Payment Card Industry Data Security Standard (PCI DSS) - specifically focused on protecting credit card data - and the International Organization for Standardization (ISO) 27001 standard.

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Protected by Top Financial Institutions

We securely store your money with reputable financial institutions, keeping it separate from our own accounts, and it remains inaccessible to our partners during the normal course of business.

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FINANCIAL SERVICES COMPENSATION SCHEME

The Financial Services Compensation Scheme (FSCS) is the UK's statutory compensation scheme for customers of UK authorised financial services firms and protects up to £85,000 per person, per financial institution.

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PURPOSE OF SAFEGUARDED ACCOUNT

Safeguarding is used by Payment Institutions and E-Money Issuers to protect funds it holds in-trust for the beneficial use of underlying users in the event they were to go into liquidation. It ensures that the funds can only be used to complete the payment as instructed or, should that prove to be impossible, the funds are returned to the original payer.